Bartering Is Back

The internet is great for many things, and saving money is certainly at the top of the list of things that it is great for. You can research products to make sure that you purchase the one that fits your needs, and just as importantly, you can research prices so that you can be sure that you are getting the best possible deal. There are web sites that offer valuable information about managing your finances, as well as web sites that have budgeting tools. All of these money-saving things and more can be found on the internet. One money-saving tactic … Continue reading

Timely Wisdom From The Great Depression

In these tough economic times, we may come to a point where we feel like we are fresh out of ideas for ways to save money and make our dollars go further. When this happens, it may be useful to look back in time and call upon the wisdom of our ancestors who survived the Great Depression. If you are lucky enough to know someone who lived during that time, they probably have many stories to tell about how they got through those lean years. Some of the things that people did during the Great Depression make just as much … Continue reading

Bartering Resources

Bartering for goods and services, or swapping what you have for what you need is a great way to save money. If you happen to make something or can provide a service, then you have a ready made system that is just ripe for the barter system. First, identify what it is that you have to offer, and then offer it instead of money, the next time you need to purchase something. Where do you start? Well, often you can start with the people you already know: friends, people in your mom’s group or at church, local businesses, etc. Next, … Continue reading

Home Bartering

If you have a home, then you have a valuable asset, even if it is worth less now than what you might have originally paid for it. Now is a great time to use that home of yours to barter for things that you may want or need. You can barter your home in exchange for home improvement services. If you have some extra space, you might be able to barter a room in exchange for professional improvements to your home. Craigslist is full of professional carpenters, electricians, landscapers and contractors who would be willing to offer their services in … Continue reading

Bartering for Time

Sometimes as parents, we have to barter with our kids in order to get what we want. This is especially true if we have young kids who demand a lot of our time and attention. Being a writer, I don’t work traditional hours. I am often waiting on callbacks that come after 3:00 when Tyler is home or on the weekend. Deadlines loom and if bills are to be paid, well, I have to meet them. What I have found useful is to trade off with Tyler. If I really need to get something done I will tell him that … Continue reading

Getting a Good Deal Locally by Bartering with Friends

I’m always on the lookout for a good deal. Always. This includes when visiting with friends, or at the various clubs, meetings, and activities my children attend. All of these people are potential bartering partners. It can take pushing aside your shyness or natural privacy instinct to get bartering going, but it’s well worth it! We have an informal group that looks out for each other. Nothing in writing, no rules like the barter exchanges that are businesses. Instead we are friends who realize that everyone has something to offer. One of my friends sells honey as a side business. … Continue reading

Five Steps that Will Help You Go on A Spending Break

If you have an unexpected bill, want to take care of a new purchase with cash, build up an emergency fund or just get closer to paying off your overall debt, you might want to consider going on a spending break. How much extra money you accumulate will depend on what you normally spend in any given time period plus how long you decide to stay on your spending break. Saving $500 this month is not unthinkable for most families. Before you get started with a spending break, you’ll need to have a plan to ensure the best success and … Continue reading

5 Ways to Save on Gym Memberships and Workouts

Ready to fulfill those New Years Eve Resolutions for a healthier body and a more active lifestyle? Gym memberships are a great way to make a regular commitment with professional equipment and classes that are sure to keep you on track. Here are five ways to save money on a gym membership. 1. Negotiate the Gym Fee When you are considering making a commitment to a gym membership then it is time to speak up. Tell them that you are thinking about joining but want to save some money. The health club may go ahead and waive the sign up … Continue reading

7 Ways to Manage Kids’ Sport Fees and Costs

There are so many reasons to give your kids the opportunity to be involved in sports, and one big one not to do so–the costly fees. Before you decide to give up the sports altogether, consider trying the following strategies that will help you manage kids sports fees and reduce the amount you spend. 1. Get some perspective Parents can get a little crazy when it comes to sports. They all want their kids to succeed and will provide them with all of the extras that they think will make this happen, such as extra training or lessons, top of … Continue reading

Love Your Pet but Not the Cost? How to Reduce the Cost of Raising Your Best Friend

Have you ever taken the time to calculate how much your furry or feathered friends are costing you each month? There is food, vet care, that regular application of flea and tick protection, grooming fees, litter or bedding, and of course toys, treats and equipment such as carriers, cages and the like. Depending on where you live and how eco-friendly or upscale you want to go with food and supplies, expect to pay up to $1,500 for a cat and $2,000 for a dog during the first year. Rabbits, hamsters, birds and fish are somewhat less expensive. Let us take … Continue reading