Search Results for: blog go for broke

You Can Go Broke Saving Money

No one tried to go broke by saving money, but that is just what often happens. Moms trying to save a few bucks on their weekly grocery bill start using coupons and find that they are spending more money each week than they did before. Single gals use Groupon or other social savings apps for their nights out on the town and scramble at the end of the month to pay their bills. Families search for deals and sales when they shop for clothes and spend twice what they anticipated. How does this happen? How can you go broke when … Continue reading →

Broken is Beautiful

I shared this story on my Facebook fan page for my personal blog.  When I posted it I did not expect such a response.  However, the simplicity of the message touched hearts. “My seven year old was playing and somehow knocked over my Willow Tree statue. It broke in half and the girl’s elbow also broke off. She looked panicked when she told me. I was sad but not angry. She then took clear school glue and glued it back together and proudly told me she fixed it. The glue doesn’t hold it the best and you can see the … Continue reading →

Today, I Go to the Dentist

Some dread going to the dentist, but not me. I finally have dental insurance again, which means I can afford to actually go to the dentist for preventative care. My new plan is a good one, and inexpensive. After years of not being able to pay the cost of going to a dentist, I am glad to be able to go today. The last time I saw a dentist was sometime during 2009. At the time, I had the type of job that offered not only health insurance, but also coverage for dental. As you may recall, 2009 was right … Continue reading →

My Broker’s Advice About My Discontinued Policy

In August of 2012, my health insurance company, Anthem, sent me a letter telling me that my policy had been discontinued. Naturally, I panicked. I need health insurance, and this was the only plan I could afford. Later, they sent a letter telling me they were raising the premium cost. What to do? Here’s what my insurance broker advised. After several unsuccessful attempts to find affordable health insurance, I went to see an insurance broker. This brilliant woman found me a plan that was comprehensive and that had a premium that was low enough for me to afford. If I … Continue reading →

They Broke My Stroller!

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I learned a valuable lesson this week. Never take your nice stroller on an airplane. My family and I had to take an unexpected trip to California for a funeral. Flying with a baby always presents challenges, but when you are traveling with a baby, you need as many hands free as possible. So, it is always a good idea to take a stroller with you. My husband and I purchased a stroller when our third was born that was a very expensive brand. We bought it used to save on costs. It has been a great stroller and a … Continue reading →

Broken Collarbone (Clavicle Fracture) and Kids

What are the symptoms of a broken collarbone? Here are the signs of a clavicle fracture in a child. Unfortunately, as of today, we know this first hand. Well, we were getting pretty close to making it through to teen hood without any broken bones. I thought I would someday get the mom of the year award. My youngest little guy ruined my chances today when it was revealed that he had broken his collarbone. Apparently, a clavicle fracture is pretty common, especially in children. The collarbone is one of those rare bones that are not covered in muscle, but … Continue reading →

Go Green to Avoid Seeing Red

Are you seeing red after calculating the amount of money you’ve shelled out this holiday season? Christmas is still a week away and some parents are already dealing with a mountain of debt accrued since Black Friday. As devoted moms and dads we feel obligated to make all of our children’s holiday wishes come true:  Big tree featuring gorgeous ornaments, life-sized animated decorations, elaborately wrapped gifts and miles of twinkling lights that would blind a buzzard. Unfortunately, all that holiday bling can put a real dent in your household budget.  One way to reduce the sting of big bills racked … Continue reading →

Heart. Broken.

The holidays will never, ever be the same for the families whose loved ones were tragically gunned down yesterday in Connecticut. Life will never be the same for them. If you are a parent, life is also likely different for you following Friday’s mass murder madness. It can be. It should be. That is, if you are able to gain perspective from the senseless act of violence. It’s one of life’s cruelest ironies:  To gain perspective we must often lose something incredibly precious. In the case of the Sandy Hook Elementary School shootings, more than two dozen families lost their … Continue reading →

Top Reasons to Use an Insurance Broker

Have you ever used an insurance broker? There are so many good reasons to do so! Using an insurance broker to find a good, affordable, health insurance plan is a great idea. Here are the top reasons to go ahead and seek out the assistance of an insurance broker. Insurance brokers are experts. They know more about the current and upcoming laws, rules, and regulations that affect health insurance than you will. An insurance broker can tell you if the health insurance policy you are considering buying will not be considered to be a sufficient plan in 2014. They can … Continue reading →

Life Goes On With Toddler And Baby

I am not sure what I expected life with a baby and a toddler would be like. In fact, I am pretty sure that I did not have any expectations. For some reason, I simply did not think about what it would be like until Blake came along. In hindsight it is probably best that I did not have any preexisting expectations because they may have been completely different than what has actually transpired during the past seven months. The first couple of months were a blur, as things normally are after the arrival of a new baby. Time passed, … Continue reading →